Platforms That Offer Referral Incentives in Zambia: Earn by Referring Friends and Family

Referral programs have become an increasingly popular way for companies to reward their users for promoting their products or services. You can earn cash rewards, discounts, or other incentives by referring friends and family to join or use a particular platform. If you live in Zambia and are wondering whether there are apps, websites, or services that offer referral incentives, you’re in luck! Several platforms in Zambia provide such opportunities, allowing you to earn some extra income simply by sharing.

1. Airtel Money & MTN Mobile Money

Mobile money services are widely used across Zambia for transferring money, paying bills, and purchasing airtime. Both Airtel Money and MTN Mobile Money, the two largest mobile money providers in Zambia, have been known to run promotions that reward customers for referring new users to their services.

How it works: Users refer others to sign up for Airtel Money or MTN Mobile Money, often through a unique referral code or by inviting them through the app. When the referred person completes a transaction (such as sending money or purchasing airtime), both the referrer and the new user may receive a reward, which is usually in the form of free airtime or a cash bonus in their mobile money wallet.

2. Betting Platforms (e.g., Betway, 1xBet)

Online sports betting has grown in popularity in Zambia, and platforms like Betway and 1xBet offer referral programs that incentivize users to refer their friends and family to bet on their sites.

How it works: After signing up for an account, users can generate a referral link or code that they can share with others. When the referred user signs up and places a bet, the referrer is rewarded with either a bonus or a percentage of the new user’s first deposit. The rewards can often be used to place more bets or can be withdrawn, depending on the platform's policies.

3. Zoona

Zoona is a mobile-based money transfer service popular in Zambia. While not as prevalent as some of the major telecom-based mobile money services, Zoona has a loyal customer base and has, at times, run referral programs for both its agents and regular users.

How it works: Zoona customers can refer others to start using their money transfer services. Once the referred user completes their first transaction, the referrer may earn a reward. Zoona agents can also benefit from recruiting new customers to the platform, sometimes receiving incentives based on transaction volume from their referrals.

4. JUMIA Zambia

JUMIA, one of Africa’s largest e-commerce platforms, operates in Zambia and offers a variety of products, including electronics, fashion, and household items. JUMIA has a referral program in which users can refer others to shop on the platform, and both the referrer and the new user receive incentives.

How it works: When a user refers someone to JUMIA using a referral link or code, the new user may receive a discount on their first purchase. In return, the referrer earns a commission or a discount voucher that they can use on future purchases. This creates a win-win scenario for both parties involved in the referral process.

5. Facebook Pay (Via Airtel or MTN Money)

Facebook Pay allows users in Zambia to send and receive money via their mobile money wallets. Occasionally, Facebook Pay runs referral campaigns where users who invite others to use Facebook Pay for the first time are rewarded with small cash bonuses for each successful referral.

How it works: A user invites friends or family members to link their Airtel or MTN mobile money wallets to Facebook Pay. Once the referred person successfully completes their first transaction, both the referrer and the new user may be credited with a bonus amount in their mobile money accounts.

6. WorldRemit

WorldRemit is an international money transfer service that allows people to send money to Zambia from abroad. The platform offers a referral program that can benefit both Zambians and their friends or family members living overseas.

How it works: Existing users can refer others to sign up and send money through WorldRemit using a referral code. After the referred person sends their first transfer, the referrer is rewarded with a cash bonus, which can be withdrawn to their bank account or mobile money wallet.

7. Chipper Cash

Chipper Cash is a mobile payments app that allows users to send and receive money across borders in Africa, including Zambia. The app runs referral promotions where both referrers and new users receive bonuses after completing certain transactions.

How it works: Users generate a referral link within the Chipper Cash app and share it with others. When a referred person signs up and makes a qualifying transaction (such as sending or receiving money), both the referrer and the new user are rewarded, usually with a cash bonus that can be transferred within the app.

8. FNB (First National Bank) Zambia

First National Bank (FNB) Zambia also provides incentives for existing customers who refer others to open accounts or use FNB services.

How it works: Existing FNB customers are given a referral code or link. When a referred individual opens an account or makes their first transaction through FNB, the referrer may receive a cash reward or a discount on banking services.

Conclusion

Referral programs are a great way to earn extra cash, discounts, or bonuses by simply sharing the platforms you already use with friends and family. In Zambia, various apps, websites, and services offer referral incentives, from mobile money providers like Airtel Money and MTN Mobile Money to betting platforms, e-commerce websites, and even international money transfer services. By participating in these programs, you not only help others discover useful services but also get rewarded for your efforts.